Chances of Suffering a Personal Injury Caused by a Car Accident
Even though driving is a regular activity many people do every day, it still is one of the most dangerous things we partake in. According to researchers, in the United States, a car accident occurs every 5 to 30 seconds. This is pretty crazy and shows you are at a pretty high chance of not only being involved in a car accident but also suffering a personal injury caused by a car accident.
Based on the state you live in, you could be more or less likely to be involved in a car accident. Bankrate.com did a study based on the best and worst states for drivers in the United States. Pennsylvania was ranked among the best states for drivers while our neighboring state of New Jersey was among the worst.
Factors Used for the Ranking
Bankrate.com used data from various sources, ranging from the FBI, U.S. Census Bureau, to the National Association of Insurance Commissioners and the National Highway Traffic Safety Administration.
The factors that Bankrate.com used for its rankings are:
- Average length of commute
- Average insurance costs
- Estimated average spent on gasoline
- Annual average of car repair costs
- Rate of car theft per 100,000 people
- Car fatalities per miles driven
Bankrate.com then assigned a scoring system of 0 to 10 (0 being the worst and 10 the best) for each category.
According to the study, Iowa was the most driver friendly state, with a score of 48 out of 60, and California was the worst, with a score of 21 out of 60.
How does Pennsylvania stack up?
Pennsylvania received a score of 37.7, ranking it the 16th best state for drivers. Out of all the states, neighboring Pennsylvania only Ohio was ranked higher. Ohio was second overall, with a score of 46.2. As for the other neighboring states, New York was ranked 26th, with a score of 33.3; West Virginia was 29th, with a score of 33; Delaware was ranked 39th, with score of 29.7; New Jersey was 43rd, with a score of 28.4; and finally New Jersey with a score of 28.4, was ranked 43rd.
How does Pennsylvania Rank for Accidents and Relating Factors?
Unfortunately, Pennsylvania ranks above the national average of 1.1 fatalities per 100M miles driven, with 1.2 fatalities per. While this is not a very high number relative to other states, it is still concerning.
In most cases, fatality rates just like accidents closely relate to the amount of time you spend on the road and population surrounding you. This makes a lot of sense because just like with anything else the longer and more time you spend doing something the more likely you are to suffer an injury or make a mistake.
This looks to be the case with our state, of Pennsylvania, as we average the 11th longest commute time, about 26.8 minutes. Pennsylvania is also the 5th most populated state in the United States. Essentially, the more time you spend on the road and the more people you are surrounded by the more likely you are to eventually be involved in a car accident.
No matter where you live, accident do happen. Even though Pennsylvania’s accident fatality rates are low relative to other states, you are always at risk of being involved in an accident. Unfortunately, accidents happen far too often. Chances are you know someone who was involved in a car accident at one point in their lives.
Tips on Avoiding Car Accidents
Most accidents come as the results of human mistakes, and fortunately, there are small precautions we can take to mitigate our risks of being involved in an accident.
Here are some things we can do:
- Avoid distractions
- Put down your phone or anything else you may have and be attentive
- Follow traffic laws
- Traffic laws are here to protect us, follow them
- Wear you seatbelt
- Wearing a seatbelt significantly lowers fatality rates
- Do not be overly aggressive
- Never drive drunk
- Never drive fatigued
- Driving while fatigued is almost as bad a driving drunk
While following these tips will help lower your likelihood of being involved in an accident, you are still at risk.
If you or a loved suffered a personal injury caused by a car accident you may be eligible for additional benefits. Sure, being covered by insurance and having you medical bills paid is great, but they do not cover your emotional stress and suffering. If you have any questions or need guidance, you can always reach out to our attorneys at Tessler & Associates. Do not think twice to contact us or call at 215-569-9005.